Open Banking Insights
Open banking, PSD2, and Open Finance, written by the team building Europe's connectivity infrastructure. Industry analysis, customer stories, technical deep dives, and product updates from people working in the space every day.
How to build your first application using Enable Banking, without knowing how to code
You don't need to learn to code to build on Enable Banking's API. You need the right prompt. I tested this myself: a real transaction export to Excel, a balance dashboard, and an email alert for when cash runs low, all built by an AI assistant, all timed. Here's exactly how it went, and how long it actually took.
The Open Banking Data Problem PSD2 Didn’t Solve, and What Harmonisation Actually Means
PSD2 opened up bank data across Europe, but it never made that data consistent. Here's what breaks without a harmonisation layer, what real PSD2 data coverage looks like in practice, and why fintechs that scale cleanly across Europe solve this problem early.
CCD2 Compliance Starts with Data, Not Policy
Most CCD2 discussions focus on policy: which products are in scope, what disclosures are required, and how affordability assessments should be structured. What gets far less attention is the infrastructure underneath those assessments — and why getting that right is the part that actually determines whether you're compliant.
The Next Generation of Open Banking: Meet Sarah Kok, CMO at Enable Banking
Sarah Kok, CMO of Enable Banking, shares her journey from first-generation Open Banking to leading innovation in second-generation fintech. She reflects on the evolution of transactional data, the transition to API-driven technology, and how Enable Banking empowers clients while shaping the future of finance with transparency, trust, and cutting-edge solutions.
If I had a bank...
Join us for an insightful webinar with Sarah Häger, Chief Commercial Officer at Enable Banking, as she delves into the transformative power of open banking. With her extensive experience in both traditional banking and fintech, Sarah provides a unique perspective on leveraging open banking to drive innovation and enhance customer experiences.
Open Banking: A Present Perspective and a Glimpse into the Future
Dive into Fintech Farm with Sarah Häger: Navigating from Open Banking to Open Data and Finance. Gain insights into the transformative journey encompassing Open Banking, wider Open Data influence, and the financial landscape.
From Open Banking to Open Data and Finance
Exploring Fintech Farm: Journey through Open Banking, Open Data, and Finance with Sarah Häger. Uncover insights into the evolving landscape, from Open Banking's impact to the broader realm of Open Data and Finance.
Banker Gone Fintech – Why Enable Banking?
In the past three weeks that I've been working at Enable Banking, I've been asked a lot of questions about my career change. Two of the most common ones were…
Banker Gone Fintech – Why Now?
Since I started at Enable banking two weeks ago, I have been asked several questions about my career change. The two most common questions that I have received are…